You control the spending. Not the bank.
Create a virtual card in seconds, set the limit instantly, freeze it whenever you want. Every transaction shows up in real time.
Cards, and one wallet behind them.
Everything you need to pay online in dollars, in one account.
Virtual cards
Visa and Mastercard cards, ready in seconds. Single-use or reloadable, each with its own limit and a freeze in one tap.
See virtual cardsOne wallet
One balance behind every card, so a new card is ready the moment you create it. See what's available and what's pending.
See the walletCrypto top-up
Fund your wallet with BTC, ETH, USDT and other major cryptocurrencies, or top up by card and bank transfer.
How top-ups workFrom account to spending, in minutes.
Create your account, add balance to your wallet, and issue a card whenever you need one.
Create an account
Sign up and verify your email in under a minute.
Add balance
Fund your account by card, bank transfer or crypto: BTC, ETH, USDT and more.
Create a card
Issue a virtual card for any spend category.
Set a limit
Cap what the card can spend and adjust it any time.
Start spending
The card goes live immediately and works online right away.
How people spend with Paywora.
A few words from people who issue cards for ads, subscriptions, and client work.
“I create a fresh card for every client retainer. If one contract ends, I close that card and nothing else is touched.”
“Ad spend used to be my biggest headache. Now every campaign gets its own limit and I never overspend by accident.”
“Set it up in under a minute, no paperwork. The freeze toggle alone has saved me twice from a sketchy checkout page.”
“I create a fresh card for every client retainer. If one contract ends, I close that card and nothing else is touched.”
“Ad spend used to be my biggest headache. Now every campaign gets its own limit and I never overspend by accident.”
“Set it up in under a minute, no paperwork. The freeze toggle alone has saved me twice from a sketchy checkout page.”